The Best Financial Planning Software Canada

financial planning software canada

The Best Financial Planning Software for Canadians

Finding the right financial planning software Canada that will fit your needs can seem daunting. There are so many different options out there, and they all have their own pros and cons. But don’t worry, we’ve got you covered. We know how stressful it can be to find the perfect piece of software, but don’t fret! We’ve researched all the top financial planning software Canada. From budgeting apps to income management tools, here are 5 apps that are worth checking out!

What is financial planning software?

Financial planning software helps you understand where your money is going and gives you a plan of action to follow for long-term success. It will help you focus on your long-term goals and get you out of debt and save more money for retirement. For instance, if you want to make the best choice in a financial advisor, you can use financial planning software to search the financial advisor database for a trusted advisor in your area.

Financial planning software Canada

WiseMoney – Save Money and Save Time

WiseMoney is an all-in-one financial planning software Canada. You can add your investments, save money on loans, and track and keep track of your expenses all in one easy-to-use interface. WiseMoney is completely free, and you can access a free Starter account or Premium account for $12/month.

Open Plan Mortgage – Mortgage Prospector

Open Plan Mortgage Prospector is a fast, easy way to compare mortgages, save time, and get a quote in no time. Its feature set is perfect for those looking to buy a home. At only $10/month, it’s totally worth a look.

YNAB – Simple Budgeting And Money Management

YNAB Simple Budgeting And Money Management is one of the most popular financial planning tools around.

Best Budgeting Apps


The best budgeting app out there is Drop, which is free for most users. It helps you track expenses, live your life, and has a pretty solid user interface (UI). Drop’s prices range from $12-$30 per month depending on how much you need the app to do. Some features are missing, but for the price, it’s worth the upgrade.


YNAB is another budgeting app that is free for most users. It helps you build budgets for the months ahead, sets goals, builds a “rainy day” fund, and gives you some great reminders of your savings goals. YNAB is one of the best personal finance apps around, and has built-in budgeting and goal setting.


Evernote is another great budgeting app that you can use with your smart phone.

Best Income Management Tools

If your goal is to help you make more money or pay down debt, then there’s no better tool than MySpend. This app was created by Nigel Dix, a personal finance expert with a PhD in management, and it’s used by over 10,000 people in all provinces in Canada. MySpend is a budgeting tool that uses your bank account and credit card accounts to give you a personalized picture of your income. Once you input your salary and expenses, it will generate a monthly income projection and a monthly expenditure budget. That’s not all! The app also has a blog section to help you track your spending and income and a LinkedIn profile. This way, you can look for extra work to increase your income. Pros: Automated personal spending and income forecasts. Rent, budget, income or credit card tracking.

Best Budget-Tracking Programs

Free budgeting apps can help you save money without sacrificing your lifestyle. And as you can see, there are several of these tools available for your consideration. YNAB (You Need a Budget) When looking for budgeting software, there are a lot of options to choose from. One of the best is YNAB, which offers a suite of budgeting programs including budgets, planning, tracking and categorizing. You can set up budgets to track income and spend, and they also offer a way to categorize spending on a weekly basis, so you can see where your money is going. You can download the app, and use it to track your spending for free. Or you can get more advanced features for a monthly fee.

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